No matter how prudent or safe the working environment is, work injuries are common. The injury incurred at the workplace can be mild to severe, depending on the nature of the work or the duty you are performing. Furthermore, the injuries can cause you immense destruction -financially and physically. 

When filing for the claim, you must be confused about whether you need to prove anything to get benefits of workers’ compensation in Virginia, who will pay the initial cost, and more. Virginia workers’ compensation guidebook by experienced lawyers will help you answer all your common questions related to the claim so that you can proceed ahead without committing any mistake to diminish the value of your claim. 

What do you need to prove?

When filing for a workers’ compensation claim, you are requested to prove that the injury was work-related. One of the easiest ways to prove the injury happened due to your job is by immediately notifying your employer about the injury. Even as per the laws, you are obligated to notify your employer in writing about the accident. 

Next, seek medical attention as soon as possible for your injuries. If you delay the treatment, the insurance company may use it against you, claiming that the injury was not work-related. Furthermore, you are also requested to show a medical report by the doctor. These reports will enable the insurance company to understand the extent of the injury and how it affects you. 

Once you prove that the injury resulted from your work, you are entitled to get financial compensation for your medical treatment and the loss of income due to injury. In addition, many employees cannot get back to work and sustain permanent disability due to the injury. In that case, they are also eligible for permanent disability benefits that cover compensation for their future loss of income. 

Will my employer pay the initial medical treatment cost?

You are supposed to pay for your initial treatment and later get compensated for the expenses you made through the claim. However, if you have medical insurance, your insurance company can cover the initial cost and seek reimbursement later from the workers’ compensation insurance. 

In cases where the worker cannot bear the initial cost, they can contact their employer and ask them to talk to their workers’ insurance company to guide them on how to seek medical expenses. Always inform your doctor and other medical staff that you had a workplace injury to document every report and paper wisely.